About Us
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With You Every Step Of The Way
We are committed to helping you get your life back. And that means a dedicated debt specialist and team will work tirelessly to deliver the result you want – debt relief. And we’ll be with you from start to finish.
Since 2009, we’ve successfully helped more than 550,000 people get out of debt, reclaim their independence and get their life back on track. Our highly rated, unique Whole Human Finance™ approach to debt relief supports our clients’ journeys, empowering them to resolve their debt and confidently manage their finances.
This website is not affiliated with the Department of Education. We are not the Department of Education and have no direct connection with any government agency.


Our Story
Over a decade ago, our co-founder Danny, like many Americans, experienced debt in his life and reached a point where he needed help. At the time, companies used pressure tactics and misleading marketing to sign on customers. We decided to radically change that.
So we put integrity, community and growth at the center of everything we do. And today, we have a thriving community of more than 550,000 people whose lives have been transformed thanks to our program.
When done right, debt relief is a smart choice – not a last resort. With our help, we know you can have a great experience turning around your financial life.
Our Team
We have a dynamic and genius team to serve you

Our experienced and professional debt arbitrators, negotiators, customer service people and operations teams have been getting the job done right for more than a decade. Our representatives are consistently rated as the best in the business.

This excellence would not be possible without each and every team member working together through seamless collaboration, with one goal in mind – helping you achieve freedom from debt.